:root{
  --navy:#06172f;
  --navy-2:#0a2447;
  --navy-3:#102f5d;
  --ink:#14233b;
  --muted:#5d6a7d;
  --gold:#d5a63c;
  --gold-2:#f0c867;
  --gold-pale:#fff3d3;
  --cream:#fbfaf6;
  --white:#fff;
  --line:#dfe5ed;
  --shadow:0 18px 50px rgba(4,21,43,.16);
  --radius:22px;
  --serif:"Playfair Display", Georgia, serif;
  --sans:"DM Sans", system-ui, -apple-system, Segoe UI, sans-serif;
}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:var(--sans);color:var(--ink);background:#fff;line-height:1.5}img{max-width:100%;display:block}a{color:inherit;text-decoration:none}button,input,select,textarea{font:inherit}.container{width:min(1440px,92vw);margin-inline:auto}.hidden{display:none!important}.skip-link{position:fixed;left:10px;top:-80px;z-index:9999;background:#fff;color:#000;padding:12px 16px;border-radius:8px}.skip-link:focus{top:10px}.material-symbols-rounded{font-variation-settings:'FILL' 0,'wght' 300,'GRAD' 0,'opsz' 24}
.topbar{background:#031126;color:#dce6f4;border-bottom:1px solid rgba(255,255,255,.08);font-size:.86rem}.topbar-inner{min-height:44px;display:flex;align-items:center;justify-content:space-between;gap:20px}.topbar-left,.topbar-right,.top-item{display:flex;align-items:center;gap:10px}.topbar-left{gap:18px}.topbar-right{gap:20px}.topbar a:hover{color:var(--gold-2)}.top-item .material-symbols-rounded{font-size:18px;color:var(--gold-2)}.top-divider{height:18px;width:1px;background:rgba(255,255,255,.16)}.language-button{border:0;background:transparent;color:#fff;display:flex;align-items:center;gap:6px;cursor:pointer;padding:8px}.language-button:hover{color:var(--gold-2)}
.site-header{position:sticky;top:0;z-index:80;background:rgba(6,23,47,.96);backdrop-filter:blur(14px);color:#fff;border-bottom:1px solid rgba(255,255,255,.08)}.header-inner{min-height:82px;display:flex;align-items:center;gap:28px}.brand{display:flex;align-items:center;width:278px;flex:0 0 auto}.brand img{width:260px;height:66px;object-fit:contain;object-position:left center}.main-nav{display:flex;align-items:center;justify-content:center;gap:28px;flex:1;font-weight:600;font-size:.94rem}.main-nav>a,.nav-dropdown>button{position:relative;padding:30px 0;color:#f1f5fb}.main-nav>a:hover,.nav-dropdown>button:hover,.main-nav>a.active{color:var(--gold-2)}.main-nav>a.active:after{content:"";position:absolute;left:0;right:0;bottom:18px;height:2px;background:var(--gold)}.nav-dropdown{position:relative}.nav-dropdown>button{border:0;background:none;font:inherit;cursor:pointer}.nav-dropdown>button:after{content:"⌄";margin-left:6px}.dropdown-menu{position:absolute;top:66px;left:-80px;width:430px;background:#fff;color:var(--ink);padding:14px;border-radius:16px;box-shadow:0 24px 70px rgba(3,17,38,.25);display:none}.nav-dropdown:hover .dropdown-menu,.nav-dropdown:focus-within .dropdown-menu{display:grid}.dropdown-menu a{display:flex;gap:12px;align-items:flex-start;padding:13px;border-radius:12px}.dropdown-menu a:hover{background:#f5f8fc}.dropdown-menu .material-symbols-rounded{color:var(--gold);font-size:28px}.dropdown-menu strong,.dropdown-menu small{display:block}.dropdown-menu small{color:var(--muted);font-size:.78rem;margin-top:2px}.dropdown-menu.compact{width:380px}.header-cta{flex:0 0 auto}.mobile-menu-button{display:none;background:transparent;border:0;width:42px;height:42px;position:relative}.mobile-menu-button span{position:absolute;left:8px;right:8px;height:2px;background:#fff}.mobile-menu-button span:nth-child(1){top:12px}.mobile-menu-button span:nth-child(2){top:20px}.mobile-menu-button span:nth-child(3){top:28px}
.button{display:inline-flex;align-items:center;justify-content:center;gap:9px;min-height:48px;padding:0 22px;border-radius:7px;font-weight:700;border:1px solid transparent;transition:.2s ease;cursor:pointer}.button:hover{transform:translateY(-1px)}.button-gold{background:linear-gradient(135deg,var(--gold-2),#d39b28);color:#07162c;box-shadow:0 8px 24px rgba(211,155,40,.22)}.button-gold:hover{filter:brightness(1.05)}.button-outline{border-color:var(--gold);color:var(--gold-2);background:transparent}.button-outline:hover{background:var(--gold);color:#07162c}.button-glass{border-color:rgba(255,255,255,.45);color:#fff;background:rgba(255,255,255,.05)}.button-glass:hover{background:rgba(255,255,255,.12)}.button-dark{background:var(--navy);color:#fff}.button-dark:hover{background:var(--navy-2)}.button-secondary{background:#eef2f7;color:#26364d}.button.full{width:100%}.button.grow{flex:1}
.hero{position:relative;background:#071a34;color:#fff;overflow:hidden}.hero-backdrop{position:absolute;inset:0;background:radial-gradient(circle at 54% 10%,rgba(48,92,148,.35),transparent 42%),linear-gradient(90deg,#06172f 0%,rgba(6,23,47,.98) 33%,rgba(6,23,47,.62) 60%,rgba(6,23,47,.88) 100%)}.hero:after{content:"";position:absolute;inset:0;background:linear-gradient(135deg,transparent 0 24%,rgba(213,166,60,.18) 24.08%,transparent 24.2% 100%);pointer-events:none}.hero-layout{position:relative;z-index:2;min-height:590px;display:grid;grid-template-columns:1.12fr .9fr .78fr;align-items:center;gap:24px;padding-top:34px;padding-bottom:48px}.hero-copy{padding:44px 0 42px;max-width:650px}.eyebrow{display:flex;align-items:center;gap:14px;color:var(--gold-2);font-size:.78rem;letter-spacing:.18em;font-weight:700;margin:0 0 18px}.eyebrow i{display:block;width:52px;height:1px;background:var(--gold)}.eyebrow.dark{color:#a77719}.hero h1{font-family:var(--serif);font-size:clamp(3rem,4.1vw,5rem);line-height:1.04;letter-spacing:-.035em;margin:0 0 22px;font-weight:500;max-width:760px}.hero-lead{font-size:1.09rem;color:#d9e2ef;max-width:630px;margin:0 0 30px}.hero-actions{display:flex;gap:14px;flex-wrap:wrap}.hero-trust{display:flex;gap:24px;flex-wrap:wrap;margin-top:32px;font-size:.86rem;color:#ecf2fb}.hero-trust>span{display:flex;align-items:center;gap:7px}.hero-trust .material-symbols-rounded{color:var(--gold-2);font-size:21px}.hero-family{height:100%;align-self:stretch;position:relative}.family-image{position:absolute;inset:5% -14% -4% -14%;background-image:linear-gradient(90deg,#071a34 0%,transparent 19%,transparent 78%,rgba(7,26,52,.5) 100%),url('assets/hero-family.jpg');background-size:cover;background-position:54% center;filter:saturate(.92) contrast(1.03)}.family-image:after{content:"";position:absolute;inset:0;background:linear-gradient(0deg,rgba(7,26,52,.55),transparent 38%)}
.quote-card{position:relative;z-index:4;background:linear-gradient(180deg,rgba(10,35,70,.96),rgba(5,24,51,.98));border:1px solid rgba(255,255,255,.12);box-shadow:0 22px 70px rgba(0,0,0,.28);border-radius:18px;padding:28px}.quote-heading h2{font-family:var(--serif);font-size:2rem;margin:0 0 8px;font-weight:600}.quote-heading p{margin:0;color:#cfd9e7;font-size:.92rem}.quote-heading .quote-kicker{color:var(--gold-2);font-size:.74rem;font-weight:800;letter-spacing:.16em;margin-bottom:7px}#quoteForm{margin-top:22px}.field-label,#quoteForm label>span,.contact-form label>span,.simple-form label>span{display:block;font-size:.8rem;font-weight:600;margin:0 0 7px;color:#e4ebf5}.select-wrap{position:relative}.select-wrap>.material-symbols-rounded{position:absolute;left:13px;top:50%;transform:translateY(-50%);color:#947224;z-index:2}.select-wrap select{padding-left:44px}input,select,textarea{width:100%;border:1px solid #cfd7e3;background:#fff;color:#17253b;border-radius:7px;min-height:48px;padding:11px 12px;outline:none}textarea{min-height:110px;resize:vertical}input:focus,select:focus,textarea:focus{border-color:#c99a31;box-shadow:0 0 0 3px rgba(213,166,60,.16)}.field-grid{display:grid;gap:12px;margin-top:12px}.field-grid.two{grid-template-columns:1fr 1fr}.quote-step>.button{margin-top:14px}.hidden-step{display:none}.quote-buttons{display:flex;gap:10px;margin-top:14px}.consent{display:flex!important;align-items:flex-start;gap:9px;margin-top:13px}.consent input{width:17px;min-height:17px;height:17px;margin-top:3px;flex:0 0 auto}.consent span{font-size:.7rem!important;font-weight:400!important;line-height:1.45;color:#cbd6e6!important}.secure-note{display:flex;align-items:center;justify-content:center;gap:6px;color:#cdd7e7;font-size:.72rem;margin-top:12px}.secure-note .material-symbols-rounded{color:var(--gold-2);font-size:16px}
.quick-services{position:relative;background:linear-gradient(180deg,#071a34 0 46%,#fff 46%);z-index:5}.quick-services-card{background:#fff;border:1px solid #e1e6ed;border-radius:14px;box-shadow:var(--shadow);display:grid;grid-template-columns:repeat(9,1fr);overflow:hidden}.quick-services-card a{display:flex;flex-direction:column;align-items:center;text-align:center;padding:24px 10px 22px;position:relative;min-height:150px;transition:.2s}.quick-services-card a:not(:last-child):after{content:"";position:absolute;right:0;top:25px;bottom:25px;width:1px;background:#e4e8ee}.quick-services-card a:hover{background:#fbf7ed;transform:translateY(-2px)}.quick-services-card .material-symbols-rounded{font-size:35px;color:#123161;margin-bottom:10px}.quick-services-card strong{font-size:.9rem}.quick-services-card small{font-size:.71rem;color:var(--muted);margin-top:5px;line-height:1.3}
.section{padding:88px 0}.section-heading{max-width:820px;margin-bottom:42px}.section-heading.centered{text-align:center;margin-left:auto;margin-right:auto}.section-heading.centered .eyebrow{justify-content:center}.section-heading h2,.feature-copy h2,.life-copy h2,.faq-intro h2,.contact-copy h2{font-family:var(--serif);font-size:clamp(2.25rem,3.3vw,3.9rem);line-height:1.08;letter-spacing:-.025em;margin:0 0 16px;color:var(--navy)}.section-heading>p,.split-heading>p{color:var(--muted);font-size:1.03rem}.split-heading{max-width:none;display:grid;grid-template-columns:1.1fr .9fr;gap:70px;align-items:end}.benefit-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:24px}.benefit-grid article{padding:28px 24px;border-left:1px solid #d9e0ea}.benefit-grid article:first-child{border-left:0}.benefit-grid .material-symbols-rounded{font-size:34px;color:var(--gold)}.benefit-grid h3{font-size:1.04rem;margin:14px 0 8px}.benefit-grid p{color:var(--muted);font-size:.9rem;margin:0}
.dark-section{background:linear-gradient(135deg,#06172f,#0b2a51);color:#fff;position:relative;overflow:hidden}.dark-section:before{content:"";position:absolute;width:420px;height:420px;border:1px solid rgba(213,166,60,.25);border-radius:50%;right:-170px;top:-170px}.split-feature{display:grid;grid-template-columns:.8fr 1.2fr;gap:70px;align-items:start}.feature-copy h2{color:#fff}.feature-copy>p:not(.eyebrow){color:#d1dceb;font-size:1.05rem;margin-bottom:28px}.coverage-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:14px}.coverage-grid article{border:1px solid rgba(255,255,255,.13);background:rgba(255,255,255,.05);border-radius:14px;padding:22px}.coverage-grid .material-symbols-rounded{font-size:30px;color:var(--gold-2)}.coverage-grid h3{margin:12px 0 7px;font-size:1rem}.coverage-grid p{color:#cbd7e7;margin:0;font-size:.84rem}.micro-disclaimer{margin-top:26px}.micro-disclaimer p{font-size:.72rem;color:#9fb0c6;border-top:1px solid rgba(255,255,255,.1);padding-top:18px;margin:0}
.feature-card-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:20px}.feature-card{display:flex;gap:22px;border:1px solid #e0e6ee;background:#fff;padding:30px;border-radius:16px;box-shadow:0 10px 30px rgba(16,44,82,.06)}.feature-card>.material-symbols-rounded{width:64px;height:64px;display:grid;place-items:center;border-radius:50%;background:#f7edd5;color:#9b7119;font-size:32px;flex:0 0 auto}.feature-card h3{font-family:var(--serif);font-size:1.55rem;margin:0 0 8px;color:var(--navy)}.feature-card p{color:var(--muted);margin:0 0 15px;font-size:.91rem}.feature-card a,.text-link{color:#8c6518;font-weight:700;font-size:.88rem}.feature-card a:hover,.text-link:hover{text-decoration:underline}
.life-section{background:var(--cream)}.life-layout{display:grid;grid-template-columns:.8fr 1.2fr;gap:80px;align-items:center}.life-visual{min-height:420px;border-radius:28px;background:radial-gradient(circle at 50% 42%,rgba(245,206,113,.25),transparent 37%),linear-gradient(145deg,#092349,#04152d);position:relative;display:grid;place-items:center;box-shadow:var(--shadow)}.life-orbit{width:230px;height:230px;border:1px solid rgba(240,200,103,.45);border-radius:50%;display:grid;place-items:center;position:relative}.life-orbit:before,.life-orbit:after{content:"";position:absolute;border:1px solid rgba(240,200,103,.2);border-radius:50%}.life-orbit:before{inset:-35px}.life-orbit:after{inset:-75px}.life-orbit .material-symbols-rounded{font-size:92px;color:var(--gold-2)}.life-stat{position:absolute;left:30px;bottom:27px;color:#fff}.life-stat strong,.life-stat span{display:block}.life-stat strong{font-family:var(--serif);font-size:1.45rem}.life-stat span{color:#bdc9d9}.life-copy>p:not(.eyebrow){color:var(--muted);font-size:1.03rem}.check-list{list-style:none;padding:0;margin:24px 0 28px}.check-list li{padding:8px 0 8px 31px;position:relative}.check-list li:before{content:"✓";position:absolute;left:0;top:7px;width:21px;height:21px;display:grid;place-items:center;border-radius:50%;background:#f0dfb3;color:#705013;font-weight:800;font-size:.75rem}
.financial-section{background:#fff}.financial-grid{display:grid;grid-template-columns:1fr 1fr;gap:22px}.financial-grid article{display:grid;grid-template-columns:92px 1fr;gap:24px;padding:36px;border:1px solid #dfe5ed;border-radius:18px;background:#fafcff}.finance-icon{width:82px;height:82px;border-radius:16px;background:linear-gradient(145deg,#071a34,#113665);display:grid;place-items:center;color:var(--gold-2)}.finance-icon .material-symbols-rounded{font-size:42px}.eyebrow-mini{font-size:.67rem;letter-spacing:.16em;font-weight:800;color:#99701d;margin:0 0 7px}.financial-grid h3{font-family:var(--serif);font-size:1.75rem;margin:0 0 10px;color:var(--navy)}.financial-grid article p:not(.eyebrow-mini):not(.note){color:var(--muted);font-size:.92rem}.financial-grid .note{font-size:.72rem;color:#6e7786;background:#eef2f7;padding:9px 11px;border-radius:7px}
.process-section{background:#f7f9fc}.process-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:28px}.process-grid article{position:relative;background:#fff;border-radius:16px;padding:34px 30px;border:1px solid #e0e6ee;box-shadow:0 10px 28px rgba(6,23,47,.05)}.process-grid article>span{font-family:var(--serif);font-size:3.2rem;color:#e9d5a2;line-height:1}.process-grid h3{font-size:1.05rem;margin:18px 0 8px}.process-grid p{color:var(--muted);font-size:.9rem;margin:0}
.agents-section{background:#fff}.agents-card{background:linear-gradient(135deg,#071a34,#0c315f);border-radius:22px;padding:48px 52px;color:#fff;display:flex;align-items:center;justify-content:space-between;gap:35px}.agents-card h2{font-family:var(--serif);font-size:2.5rem;max-width:820px;line-height:1.08;margin:0 0 12px}.agents-card p:not(.eyebrow){color:#cbd7e7;max-width:850px;margin:0}.agent-form-wrap{margin-top:18px}.simple-form{display:grid;grid-template-columns:1.2fr 1.2fr 1fr .55fr auto;gap:10px;padding:17px;border:1px solid #e2e7ee;border-radius:14px;background:#fff}.simple-form label>span{color:#47566c}.simple-form .button{align-self:end}
.faq-section{background:var(--cream)}.faq-layout{display:grid;grid-template-columns:.7fr 1.3fr;gap:80px}.faq-intro h2{font-size:3rem}.faq-intro>p:not(.eyebrow){color:var(--muted)}.faq-list details{border-bottom:1px solid #d7dee7;padding:18px 0}.faq-list summary{list-style:none;font-weight:700;cursor:pointer;padding-right:30px;position:relative}.faq-list summary::-webkit-details-marker{display:none}.faq-list summary:after{content:"+";position:absolute;right:4px;top:-2px;font-size:1.5rem;color:#9b7119}.faq-list details[open] summary:after{content:"−"}.faq-list details p{color:var(--muted);max-width:850px;margin:12px 0 2px;font-size:.92rem}
.contact-section{background:linear-gradient(135deg,#06172f,#0c2b54);color:#fff}.contact-layout{display:grid;grid-template-columns:1fr 1fr;gap:70px;align-items:start}.contact-copy h2{color:#fff}.contact-copy>p:not(.eyebrow){color:#cbd7e7}.location-cards{display:grid;grid-template-columns:1fr 1fr;gap:12px;margin-top:28px}.location-cards>div{display:flex;gap:11px;border:1px solid rgba(255,255,255,.13);padding:16px;border-radius:12px;background:rgba(255,255,255,.05)}.location-cards .material-symbols-rounded{color:var(--gold-2)}.location-cards strong,.location-cards small{display:block}.location-cards small{color:#b9c7d9;margin-top:3px}.contact-form{background:#fff;border-radius:18px;padding:30px;box-shadow:0 18px 60px rgba(0,0,0,.22)}.contact-form label>span{color:#45546a}.contact-form .field-grid{margin-top:0}.contact-form textarea{min-height:130px}.contact-form .button{margin-top:12px}
.site-footer{background:#031126;color:#bfcadd;padding:62px 0 22px}.footer-top{display:grid;grid-template-columns:1.6fr repeat(3,.7fr);gap:50px}.footer-brand img{width:300px;height:110px;object-fit:contain;object-position:left center}.footer-brand p{max-width:380px;color:#9eacc0;font-size:.9rem}.site-footer h3{color:#fff;font-size:.88rem;margin:0 0 14px}.site-footer a{display:block;color:#aebacc;font-size:.84rem;padding:5px 0}.site-footer a:hover{color:var(--gold-2)}.disclosures{border-top:1px solid rgba(255,255,255,.1);margin-top:40px;padding-top:24px}.disclosures p{font-size:.66rem;line-height:1.55;color:#8190a6;margin:0}.footer-bottom{border-top:1px solid rgba(255,255,255,.08);margin-top:20px;padding-top:18px;display:flex;justify-content:space-between;gap:20px;font-size:.72rem;color:#77869b}.mobile-quote-bar{display:none}.hidden{display:none}
.legal-page{background:#f7f9fc;min-height:100vh}.legal-header{background:#06172f;color:#fff;padding:18px 0}.legal-header .container{display:flex;align-items:center;justify-content:space-between}.legal-header img{width:245px;height:72px;object-fit:contain;object-position:left}.legal-main{padding:70px 0}.legal-card{max-width:900px;margin:auto;background:#fff;border:1px solid #e0e5ec;border-radius:20px;padding:44px;box-shadow:0 16px 50px rgba(5,20,41,.08)}.legal-card h1{font-family:var(--serif);font-size:3rem;color:var(--navy)}.legal-card h2{margin-top:34px;color:var(--navy)}.legal-card p,.legal-card li{color:#536177}.legal-card a{color:#8b6519;text-decoration:underline}
@media(max-width:1180px){.main-nav{gap:17px;font-size:.86rem}.brand{width:225px}.brand img{width:220px}.hero-layout{grid-template-columns:1fr .8fr}.hero-family{display:none}.quote-card{grid-column:2}.quick-services-card{grid-template-columns:repeat(5,1fr)}.quick-services-card a:nth-child(5):after{display:none}.simple-form{grid-template-columns:1fr 1fr 1fr}.simple-form .button{min-height:48px}}
@media(max-width:900px){.topbar-left .top-divider,.topbar-left .top-item:nth-child(3){display:none}.topbar-right>a{display:none}.header-inner{min-height:72px}.brand img{height:56px}.mobile-menu-button{display:block;margin-left:auto}.header-cta{display:none}.main-nav{display:none;position:absolute;top:72px;left:0;right:0;background:#06172f;padding:18px 5vw 26px;align-items:stretch;flex-direction:column;gap:0;border-top:1px solid rgba(255,255,255,.1);box-shadow:0 20px 40px rgba(0,0,0,.24)}.main-nav.open{display:flex}.main-nav>a,.nav-dropdown>button{display:block;width:100%;padding:13px 0;text-align:left}.main-nav>a.active:after{display:none}.dropdown-menu{position:static;width:100%!important;box-shadow:none;padding:4px;background:#0a2447;color:#fff;margin-bottom:8px}.dropdown-menu small{color:#b8c5d7}.dropdown-menu a:hover{background:#12325f}.hero-layout{grid-template-columns:1fr;padding-top:10px}.hero-copy{max-width:none;padding-bottom:14px}.hero h1{font-size:clamp(2.7rem,9vw,4.4rem)}.quote-card{grid-column:1;max-width:620px;width:100%;justify-self:center;margin-bottom:24px}.quick-services{background:#fff;padding-top:24px}.quick-services-card{grid-template-columns:repeat(3,1fr)}.quick-services-card a:nth-child(3n):after{display:none}.benefit-grid{grid-template-columns:1fr 1fr}.benefit-grid article:nth-child(3){border-left:0}.split-feature,.life-layout,.faq-layout,.contact-layout{grid-template-columns:1fr;gap:45px}.coverage-grid{grid-template-columns:1fr 1fr}.feature-card-grid,.financial-grid{grid-template-columns:1fr}.process-grid{grid-template-columns:1fr}.agents-card{flex-direction:column;align-items:flex-start}.simple-form{grid-template-columns:1fr 1fr}.footer-top{grid-template-columns:1.4fr 1fr 1fr}.footer-top>div:last-child{grid-column:2}.split-heading{grid-template-columns:1fr;gap:10px}.location-cards{grid-template-columns:1fr 1fr}}
@media(max-width:620px){.container{width:min(100% - 28px,1440px)}.topbar-left .top-item:first-child span:last-child{font-size:.72rem}.topbar-right{gap:2px}.brand{width:190px}.brand img{width:185px}.hero-copy{padding-top:35px}.hero h1{font-size:2.65rem}.hero-lead{font-size:.98rem}.hero-actions{display:grid;grid-template-columns:1fr}.hero-actions .button{width:100%}.hero-trust{gap:12px;display:grid}.quote-card{padding:22px 18px}.field-grid.two{grid-template-columns:1fr}.quick-services-card{grid-template-columns:repeat(2,1fr)}.quick-services-card a:nth-child(3n):after{display:block}.quick-services-card a:nth-child(2n):after{display:none}.quick-services-card a:last-child{grid-column:1/-1}.benefit-grid{grid-template-columns:1fr}.benefit-grid article{border-left:0;border-top:1px solid #d9e0ea}.benefit-grid article:first-child{border-top:0}.coverage-grid{grid-template-columns:1fr}.feature-card{padding:22px 18px;gap:15px}.feature-card>.material-symbols-rounded{width:52px;height:52px;font-size:28px}.life-visual{min-height:330px}.financial-grid article{grid-template-columns:1fr;padding:26px}.simple-form{grid-template-columns:1fr}.agents-card{padding:32px 24px}.agents-card h2{font-size:2rem}.faq-intro h2{font-size:2.5rem}.location-cards{grid-template-columns:1fr}.contact-form{padding:22px 18px}.footer-top{grid-template-columns:1fr 1fr;gap:30px}.footer-brand{grid-column:1/-1}.footer-top>div:last-child{grid-column:auto}.footer-bottom{flex-direction:column}.mobile-quote-bar{display:flex;position:fixed;z-index:90;left:12px;right:12px;bottom:12px;height:52px;border-radius:10px;background:linear-gradient(135deg,var(--gold-2),#d49b2c);color:#07162c;align-items:center;justify-content:center;gap:8px;font-weight:800;box-shadow:0 12px 35px rgba(0,0,0,.25)}body{padding-bottom:72px}.legal-card{padding:28px 20px}.legal-card h1{font-size:2.35rem}}

.mobile-agent-portal{display:none!important}.agent-actions{display:flex;gap:12px;align-items:center;flex-wrap:wrap}.button-outline-dark{border:1px solid #0b2448;color:#0b2448;background:transparent}.button-outline-dark:hover{background:#0b2448;color:#fff}
@media(max-width:900px){.mobile-agent-portal{display:block!important;color:#f4c14f!important;font-weight:700}.agent-actions{width:100%}}